Governance & Substance Framework

• Board and committee structures

• Senior manager role mapping (UK / EU)

• Decision making and escalation logic

• Local substance justification

Risk, ICARA & Capital Engine

• Unified risk taxonomy

• ICARA / EU capital equivalence mapping

• Stress testing and wind-down logic

• Capital adequacy methodologies

Delegation & Outsourcing Framework

• Permitted delegation models

• Oversight and retained substance

• Service provider due diligence

• Regulatory defensibility of delegation

Regulatory Business Plan Engine

• Strategy, services and client model

• Revenue, cost, and resource alignment

• Growth and scalability narrative

• Regulator credible assumptions